Qualifying For A Loan When Your Spouse Has Bad Credit

If your spouse has bad credit in San Diego, but you’re trying to qualify for a mortgage loan, don’t panic.  There are still a few steps you can take to making sure you can take out a loan for the home of your dreams.  Here are some of the options Greater Home Loans...

4 Questions To Ask Your Lender In San Diego

Every major sales transaction requires a consultation, Greater Home Loans believes, and a home purchase is no exception. Stay in control of your mortgage by asking your lender the following questions: How long will this take? It looks harsh at first glance, doesn’t...

San Diego Mortgage Down Payments: Bigger is Better

Saving up a down payment of twenty percent is no easy feat.  In fact, most first time homebuyers in San Diego opt for FHA loans, where the down payment requirement can be as low as 3.5%.  However, it may be best to put the largest down payment down possible. Why? ...